國寶銀行提供多種優息貸款方案可供選擇, 歡迎與您臨近分行的貸款專員聯絡。

房屋淨值貸款

房屋淨值貸款或HELOC是一種允許借款人使用自己的房屋作為抵押，開闢循環的信用額度類型的房屋貸款。有了房屋淨值貸款，你可以得到額外的現金來裝修房屋，清理債務，假期旅遊，支付大學費用，購買新車以及更多。下面是一些房屋淨值貸款的好處：

• 通過網上銀行管理您的房屋淨值貸款。
• 過戶費用降低^1.
• 支付的利息或許可以減稅²。
• 較低的浮動利率鎖定優惠利率(Prime Rate)^*。
  

國寶銀行提供多種優息貸款方案可供選擇, 歡迎與您臨近分行的貸款專員聯絡。

^{1 No cost for credit report, appraisal, legal fees and flood certificate. Property insurance is required. HELOC must remain open for a minimum of 24 months or closing costs must be repaid by borrower. An annual fee of $100 is waived with automatic payments from an Abacus Personal Checking account. Maximum loan amount is determined by the amount of equity in your home, based on appraised value. Applicable for loans sizes up to $1 million. The HELOC must be secured by a first or second position mortgage on a primary owner occupied residential property and is available to U.S. Residents only.}

^{2 關於減稅，請諮詢您的稅務顧問.}