See Account Fee Schedule for details if other fees apply.
1 Accounts that exceed cash deposits over the highest tier permissible threshold will be required to upgrade to next account level.
2 Online Wire Transfer services are subjected to Bank approval.
3 Earnings Credit is generated by the eligible balance in a Premier Checking Account. Earnings Credit will be used to reduce or eliminate banking service fees and charges, other than Monthly Maintenance Fees, on such Premier Checking Account. The Earnings Credit is calculated each month by applying the then current Earnings Credit rate on the Average Collected Balance for that month on the Premier Checking Account. The Earnings Credit rate will be set from time to time by Abacus, at its sole discretion, and may be changed at any time without notice. The monthly Average Collected Balance is the Average Daily Balance for that month minus the average floats or holds for such month. The Earnings Credit rate will be applied to 100% of the applicable Premier Checking Account’s monthly Average Collected Balance. Earnings Credit on Premier Checking Accounts owned by the same accountholder (and which are linked together) will be totaled together and applied against the total of the fees on such Accounts, with any remaining fees charged against the primary Premier Checking Account. Earnings Credit cannot be carried over from month-to-month and cannot be used for any purpose other than the reduction or elimination of the designated charges for that month.