Abacus Mobile Banking
Abacus Mobile banking1 is an easy, fast, secure and free2 service for Abacus Federal Savings Bank customers.
It is easy to bank right from your iPhone®, Ipad®, or Android™ anytime, anywhere. You can easily view account balances and transaction history, make check deposit, transfer funds between your Abacus Bank accounts and pay bills right on your mobile device.
To start, just sign on with the same User ID and Password you use to access your accounts online. It is safe and secure as it is protected by encryption technology.
Main Features
There are 3 ways to access our mobile services:
Mobile Banking Comparison Chart
Features |
Mobile Banking App |
Mobile Website |
Text/SMS Banking |
Deposit Checks3 | ? | _ | _ |
Check balances | ? | ? | ? |
Review Transaction History | ? | ? | ? |
Transfer Between Accounts | ? | ? | ? |
Pay Bills4 |
? | ? | - |
Image of Cleared Checks | ? | ? | - |
Received Alerts | - | - | ? |
Find Closest Branch or ATM | ? | ? | - |
Mobile Banking App
Our mobile app via iPhone®, Ipad®, or Android™ devices give you fast and easy access to your account.
Mobile App Features:
How to Download:
Simply scan the QR code below or search for "Abacus Bank" in the App Store or Search for “Abacus Federal Savings Bank”in the Google PlayTM to download the application:
Get started with our apps:
Mobile Check Deposit3
Mobile Check Deposit is a feature of our mobile banking app and is available to our mobile banking clients. It allows you to take a picture of a check and deposit it to an Abacus Bank’s personal checking, savings and Money Market account, all using your mobile devices.
Steps | Instructions | Images |
1 |
Download the Abacus Bank Mobile App.
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2 | Login by using Abacus Banking Online Banking user name and password. | ![]() |
3 |
Confirm identity for the first time login. | ![]() ![]() |
4 | Attempt access Mobile Check Deposit feature on Mobile App for the first time. | ![]() |
5 |
If approval is still pending, you will see message “Please contact bank at 800-969-8423 about eligibility for this service” Please wait about 2 business day to get approval. |
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6 |
Accept EUA - Mobile Remote Deposit Services Agreement. (You will only have to do once) |
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7 | To start depositing check, click on "Deposit Checks". | ![]() |
8 |
Select an account. (If you have more than 1 account) |
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9 | Enter a deposit amount. | ![]() |
10 | Select the camera icon to take the "Front of the Check". | ![]() |
11 |
Touch the screen to take the picture (iphone). Make sure to align the check and the edges within the box. you have following options:
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12 |
Capture the back image. the check should be endorsed as: For Mobile Deposit Your Account Number Your signature(s) |
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13 |
Review the front and back image of a check and click on "Deposit" |
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14 |
Complete successful deposit. You will receive a confirmation message on your mobile device for each successful deposit.
(A separate email will be sent to you when your deposit is received, approved, or rejected)
Note: Do not VOID the check after submittal in the event the deposit is not approved and needs to be re-submitted. |
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Text/SMS Banking
You can receive your balance and latest account information by text message. It is also good for you if you do not have a smart phone. It is simple and fast.
How to Sign Up
Popular Commands
Keywords | Text Message Banking |
Bal | Primary account balance |
Bal all | All account balances |
Last | Last 5 transactions on primary account |
Bal chk | Account balance of checking account |
Bal sav | Account balance of savings account |
help | Help on keywords |
Stop | Deactivate Text Msg Banking service |
Mobile Website
You can access to your Abacus Banking account anytime and anywhere. Simply go to abacusbank.com on your mobile browser to access your Abacus Bank account.
Mobile Website Features
Get Started with our Mobile Website
Simply visit AbacusBank.com on your mobile phone's browser and sign in with your Online Banking ID and password.
Mobile Banking FAQs
General Mobile Banking FAQs
How many ways to access Abacus Bank Mobile Services?
How can I enroll in Mobile Banking?
For security purposes, you MUST be enrolled in Abacus Bank Online Banking to access account information and perform banking transactions. To use Mobile Banking App and Mobile Website, you simply need to enter your Online Banking credentials. No separate enrollment required. If you use Text Banking services, log in to your Online Banking account and activate your mobile phone number. If you’re not already an Online Banking user, you can enroll online now.
How much does Abacus Bank Mobile Banking cost?
There are no fees to use or access Abacus Mobile App, mobile website, or text banking. Please check with your wireless provider about carrier and web access charges.
Is Abacus Bank Mobile Banking secure?
Abacus Bank’s Mobile Banking offers the same security and encryption as our Online Banking service. This helps ensure that your Mobile Banking experience with us will be safe and secure.
Abacus Text Banking is also secure because you can activate the service only after logging into our internet banking site. Text messages will never contain confidential information about you or your accounts. Messages will never contain full account numbers.
Will I be able to access all of my accounts using Mobile Banking?
Abacus Bank's Mobile Banking allows you to access all accounts that you currently view within Online Banking.
What should I do if I lose my phone?
Immediately report the loss or theft of your mobile device to your mobile carrier so that they can deactivate your phone.
For our Mobile Apps and the Mobile Web, we require a User ID and password and no information is stored on your mobile device, your information is safe. You are also automatically logged out after a short period of inactivity – 5 minutes on the Mobile App and 5 minutes on the Mobile Website.
If you use Text Banking services, you can go to the Mobile Banking & Alerts page within internet banking and select the Deactivate link that's next to your mobile phone number. That will terminate the service for the mobile device. You can always return later and Activate a new phone.
Mobile Check Deposit3
What is Mobile Check Deposit service?
Mobile Check Deposit is a feature of our mobile banking app and is available to our mobile banking clients. It allows you to take a picture of a check and deposit it to an Abacus Bank’s personal checking, savings and Money Market account, all using your mobile devices.
Who can use Abacus Mobile Check Deposit service?
Use of Abacus Mobile Deposit service requires that customer:
Which mobile devices can use Mobile Deposit?
Can I take photos of my checks and deposit them later using Mobile Check Deposit?
No, you cannot upload photos of your checks taken outside of the Abacus Bank mobile app. You must take the photos of your checks while the app is in use.
How does Mobile Check Deposit work?
Sign on to your Abacus Mobile app then follow these simple steps:
1. Contact bank at 800-969-8423 to get access to Mobile Check Deposit service. Wait about 2 business day to get approval.
2. If approval is still pending, you will see message “Please contact bank at 800-969-8423 about eligibility for this service”
3. Once your Mobile Check Deposit is approved, for first time attempt to access check deposit feature on Mobile App, EUA (End User Agreement) will appears. You must accept EUA in order to use RDC service.
4. you may start using it by following steps:
a) Select an Account.
b) Enter an amount for the check in question using the number keypad of your mobile device.
c) Start taking check picture by click on camera icon
d) After you took the picture, you have following options:
i.Retake the picture: will take a picture of the front of check again.
ii.Keep Picture: will take you to the next screen.
5. Review the front image of the check. If all edges show and the amount is visible. Check image is nice and clear, click “Keep Picture”.
6. Capture the back image, make sure you have correct endorsement – For Mobile Deposit, your account# and your signature.
7. Review the front and back image of a check and click on “Deposit”.
8. Complete successful deposit. You will receive a confirmation message on your mobile device for each successful deposit. Plus, we’ll send a deposit confirmation to your primary email address.
9. Review your account the next day to see the fund has been posted to your account correctly. After you confirmed the deposit is correctly posted to your account, write VOID on the front of the original checks, keep it for 14 days and then securely destroy it.
Note: Do not VOID the check after submittal in the event the deposit is not approved and needs to be re-submitted.
What guidelines should be followed when submitting a check for Mobile Deposit?
We recommend you follow these guidelines:
Note: Some checks can be rejected due to poor photo quality, unusual formats, or layout or background features on the check. In these cases, Abacus Bank reserves the right to reject such Mobile Deposits and cannot be held responsible for its inability to accept a deposit via mobile banking.
What are the common errors in depositing checks?
Are there deposit limits for Mobile Check Deposits?
Yes. Mobile Deposits are limited to $5,000 per day, with a rolling 7-day limit of $10,000 and a rolling 30-day limit of $25,000. Limits are established and changed from time to time depending on customer profile and various risk factors, and Abacus Bank may raise or lower these limits without prior notice to you.
What types of items can I deposit?
You may deposit domestic checks to a personal checking, savings or Money Market account.
We are unable to accept International Checks, US Post Money Orders, Traveler’s Checks, Foreign Items, Savings Bonds, or Third Party Checks through Mobile Check Deposit.
Are there any fees to use Mobile Check Deposit?
Abacus Bank charges no fees to use the Mobile App. However, you should contact your wireless service provider to see if there are any access or usage fees that may apply. Fees noted in your Abacus Bank Online Banking and Account Agreements still apply.
When will my deposit be available?
The first $200 of total deposits made by 3:00 p.m. ET on any business day will be available on the next business day after the day you made your deposit. The rest of the deposited funds will be available by the second business day after the day you made your deposit. However, we may delay your access based on other factors we determine at our sole discretion.
For example, if you deposit a check of $700 on a Monday before the cut-off time, the first $200 of the deposit is available on Tuesday. The remaining $500 is available on Wednesday.
How do I know if the deposit was successful?
Deposits are shown in the Abacus Bank mobile app as you make them and will appear in your deposit history. To confirm that your mobile deposit transactions have been posted to your account, you may review the account detail of the account into which you made your deposit using your monthly statement or by signing on to Online Banking or with the Abacus Bank mobile app.
Is Mobile Deposit Safe?
Abacus Bank’s Mobile Deposit offers the same security and encryption as our Online Banking service. We use advanced encryption technology and security policies to safeguard the information being communicated between your device and the bank:
Text (SMS) Banking
What are the text banking commands?
Popular Commands
Keywords | Text Message Banking |
Bal | Primary account balance |
Bal all | All account balances |
Last | Last 5 transactions on primary account |
Bal chk | Account balance of checking account |
Bal sav | Account balance of savings account |
help | Help on keywords |
Stop | Deactivate Text Msg Banking service |
Are text commands case-sensitive?
No, commands can be sent in lowercase (bal) or all capital letters (BAL).
Will text banking work on my phone?
Yes, text banking will work with or without a smartphone or tablet, as long as you have text messaging enabled with your mobile carrier and use a carrier that the service supports.
Please check with your mobile carrier to verify if your phone has texting or SMS capabilities. And also ask for details about text/SMS messaging charges.
What should I do if I get a new phone or phone number?
If you have a new mobile number, visit Personal Online Banking to update your contact information by following simple steps:
Related Links:
Personal Online Banking Agreement (PDF)
Personal Online Banking Agreement (txt)
Mobile Remote Deposit Services Agreement (PDF)
Mobile Remote Deposit Services Agreement (txt)
1 Abacus Mobile Banking services are available to Abacus Online Banking customers only.
2 Your mobile carrier's message and data rates may apply.
3 The deposit is accepted subject to verification. Deposits may not be available for immediate withdrawals. Other restrictions may apply. Please see Mobile Remote Deposit Service Agreement for details. Mobile Check Deposit is currently available on iPhone®, iPad®, and Android™ phones and tablets. The mobile Check deposit is currently not available for Amazon Kindle.
4 Bill Payment must be set up previously in Online Banking.
Android and Google Play are trademarks of Google, Inc. Apple®, the Apple logo, iPhone®, and iPad® are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store? is a service mark of Apple, Inc.
Abacus Bank will NEVER request through email, text, or unsolicited phone call your bank card number, account number, Social Security number, Personal Identification number (PIN) or password.