Abacus Bank offers a variety of loan programs to meet your needs. Please contact a loan specialist near you for more information.

Residential Mortgages

Buying a home is the most important event of your life. Abacus understands this. We have over 33 years of experience with residential mortgages. Many of our customers are new immigrants, whom we helped realize the American dream of purchasing their first home. This is what we do and we know how to do.  

Whether you are looking to purchase, refinance your existing mortgage for better rate, or cash-out some of your equity in the house, we have a mortgage for you. We lend on all types of housing:

• 1 – 4 family houses
• townhouses
• condominiums
• co-ops
• semi-detached units
• PUDs
• First Homes
• Second Homes
• Investment Properties

Our rates and fees are among the most competitive in our community and nationwide. We have the most flexible and diverse loan programs:

• Fixed rates for 10, 15, 20 or 30 Years
• Adjustable rates available.
• Biweekly payment schedules to reduce interest cost.
  
• Low-interest Jumbo mortgages.
• 0-points Mortgages.
  
• Home Equity Revolving Line of Credit

You will be assigned an experienced loan officer who will handle your mortgage application from beginning to end. Our underwriting specialists will review your case carefully and consider all aspects of your case. Abacus has worked hard to build our reputation as a reliable, quick and flexible lender. We will make sure you experience nothing less!  

Apply for a loan today! Please contact a loan specialist near you for details.

*An Abacus Everyday Checking account is required for this offer.  Required monthly minimum balance for Abacus Everyday Checking is $1,500. Please see our account terms and conditions regarding monthly maintenance service charges that may be imposed if monthly minimum balances are not met.  This promotion cannot be combined with any other Abacus loan closing credit promotion.   If more than one loan application has been submitted at the same time, the credit may only be applied to one of the loan applications. Please speak with a loan specialist for more information.  We reserve the right to change the terms of this offer anytime.